Regulators no longer ask whether you use AI. They are asking can you switch it off?
Horizon Monitor: Regulatory Resilience I Week 46

This week sees essential Reading for CROs, CISOs, boards and Heads of Operational Resilience, Model Risk and Third Party Risk in banking and payments.
In a busy seven days this briefing covers the OCC's new examination framework for generative and agentic AI, the HKMA's discussion paper on agent governance. It covers India's new cyber directions for payment operators and a live AI assisted attack on payment API's. We dive into the EU warnings on attacks on refrigeration systems, and the FCA and HKMA calls to begin post quantum migration.
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